Reviews seem to good to be true, but they’re not!!! Lorin is upfront and honest about your particular credit situation. He does not sugar coat and give false hope or empty promises. I was cautiously optimistic, but after a little over 2 months of working with him I am blown away by the results! I regret not following through early on in the year when I first came across Lorin and his program. I even partially filled out the paperwork but never followed through and he was great to work with me and get completely signed up the second time I approached him. Very grateful and finally hopeful with my financial future.