As mortgage interest rates were dropping, I knew my credit score wasn’t where it needed to be, or even the best way to begin working on it, so that I could qualify for refinancing. Fortunately, I heard Lorin on a local radio station, and liked what I heard. Within 2 months, our score jumped enough to qualify. With his advice and guidance, we continued to work on improving our credit rating. We followed his program for 12 months, and during that time, we were able to refinance twice. Not only does he help improve your credit rating, but if you follow the program, he also helps educate on keeping and protecting your credit.